Loan Programs
Because we are a broker/lender, Silverton Mortgage Specialists Inc. has access to hundreds of different loan programs. The following categories are the most common loan programs offered in the industry. However, every borrower's financial goals are unique, so please contact us to discuss your individual needs.
Home purchase
Are you currently renting? Are you tired of throwing away money each month to your landlord? Silverton can find the lowest rates and best programs to meet all your purchasing needs. We offer many diverse and innovative loan packages, including programs for first-time home buyers, lease-purchase programs and programs with no private mortgage insurance (PMI).
Loan refinancing
Are you unhappy with your current loan interest rate? Is your interest rate on your adjustable rate mortgage (ARM) about to increase? Is your balloon note coming due? Silverton will find the lowest rate for the refinance you need! Access unused equity and lower your payments today!
Debt consolidation / home improvement
Do you have credit cards with high interest rates? Are you carrying large credit card balances month-to-month? Do you need extra cash to renovate your home or to add on the deck you have always wanted? Silverton will help you use your equity in your home to reduce your monthly payments on your revolving accounts or to get cash back for those home improvements!
Equity line programs
Why keep paying high interest rates on your credit cards, installment loans, or car loans? Use your equity to lower your interest rate and possibly even write off the loan interest at the end of the year! Silverton will find the best home equity lines on the market today!
